Treasury Services

Protect, Control, and Streamline Your Payments

Our Treasury Services solutions are designed to help your business operate more efficiently while safeguarding against fraud. With advanced tools like Positive Pay and Remote Deposit Capture (RDC), you gain greater visibility, control, and confidence in your daily cash management.

ACH Positive Pay

Monitor and Control Electronic Payments

ACH Positive Pay helps protect your business from unauthorized electronic transactions by giving you the 

 ability to review and decision ACH activity.

How It Works: 

• We compare incoming ACH transactions against rules you define

• Transactions that do not meet your criteria are flagged as exceptions

• You review and decide whether to pay or return those items

Key Features:

• Custom filters (company ID, dollar thresholds, debit/credit controls)

• Alerts for suspicious activity

• Online exception decisioning

Benefits:

• Reduce risk of ACH fraud and unauthorized debits

• Maintain control over who can debit your account

• Improve visibility into incoming electronic activity

Check Positive Pay

Detect and Prevent Check Fraud

Check Positive Pay is a powerful fraud prevention tool that matches checks presented for payment against a file of checks you’ve issued.

How It Works:

• You upload a check issue file with key details (check number, amount, date, payee)

• As checks are presented, we compare them to your file

• Mismatches are flagged as exceptions for your review

Key Features:

• Payee name verification (Payee Positive Pay)

• Exception decisioning (pay or return)

• Automated alerts

• Easy file upload via online banking

Benefits:

• Prevent altered, forged, or counterfeit checks

• Reduce financial losses and operational risk

• Maintain control over disbursement activity

Best Practice:

For optimal accuracy, we recommend issuing checks through standardized systems rather than handwritten checks, as manual entries may impact matching confidence.

Remote Deposit Capture (RDC)

Deposit Checks Anytime, Anywhere

Remote Deposit Capture allows your business to deposit checks electronically from your office, eliminating trips to the bank.

How It Works:

• Scan checks using a secure desktop scanner

• Transmit images through secure portal

Key Features:

• Same-day deposit capabilities (based on cut-off times)

• Secure image transmission and storage

• Detailed reporting and deposit history

• Multi-user access

Benefits:

• Save time and reduce trips to the branch

• Accelerate funds availability

• Improve operational efficiency and cash flow

Contact us today to learn more about ACH Positive Pay, Check Positive Pay, and Remote Deposit Capture.