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CDs

7 Month CD

3.75

%

APY*

$1,000 Minimum to Open
New Money Only
New money is defined as funds not currently held by Presidential Bank and must be from an external source of funds.

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

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CDs

9 Month CD

3.50

%

APY*

$1,000 Minimum to Open

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

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CDs

1 Year CD

3.25

% APY*

$1,000 Minimum to Open

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

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CDs

182 Day CD

3.50

% APY*

$1,000 Minimum to Open

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

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CDs

2 Year CD

2.75

% APY*

$1,000 Minimum to Open

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

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CDs

3 Year CD

2.50

% APY*

$1,000 Minimum to Open

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

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Account Details

CDs

5 Year CD

2.50

% APY*

$1,000 Minimum to Open

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

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CDs

90 Day CD

0.10

% APY*

$1,000 Minimum to Open

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

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CDS

60 Day CD

0.10

% APY*

$1,000 Minimum to Open

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

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CDs

30 Day CD

0.10

% APY*

$1,000 Minimum to Open

All CD rates may change at any time without prior notice. After your CD is opened, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings.

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Account Details

Rates are for today, Tuesday, March 17, 2026. Rates have been posted since February 24, 2026 at 9:00 PM.