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Commercial Real Estate Lending

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Commercial Real Estate Lending

Purchase the commercial property your business needs or refinance to improve your cash flow. Loans are available for owner-occupied business, investment properties, offices, warehouse or retail space nationwide in amounts from $100,000 to $4,000,000*. Offering a competitive rate structure with standard maturity of 10 years which can be increased on a case-by-case basis. Learn more about multi-family property lending or construction lending, too.

Debt Service Coverage

Net operating income must be at least 1.25 times the debt service

Loan to Value Ratio

To 75% on Purchases and Refinances

To 70% on Cash-out Refinances

Rate Adjustment Indices

The Wall Street Journal Prime rate

1-year, 3-year, or 5-year Swap rate per the Federal Reserve Board


Up to 25 Years for Commercial Real Estate Lending

Up to 30 Years for Multifamily Lending

*Higher amounts may be available to qualified borrowers

Questions? Contact Robert Giraldi

301-951-8239 or 800-808-1424 x18239

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