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Construction Lending

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Construction Lending

Offering decades of experience and providing tailored commercial lending solutions for businesses throughout the Mid-Atlantic states, Presidential helps keep projects moving forward, or the expansion into a new facility, with responsive service, industry expertise, and efficient decision-making. Loan amounts are available from $250,000 to $4,000,000* with a competitive fee structure. The loan to value ratio should be up to 75% of the appraised value.

Construction Lending Property Types

  • Owner-Occupied Business Facilities

  • Office, Retail, Multifamily or Other Income Property

  • Commercial Construction to Permanent Loans – for Business Use and Income Property

  • New Home (Speculative, Pre-sold and Custom)

  • Residential Land Development

Interest rates

Construction Loans interest rates are floating based on the Wall Street Journal Prime Rate.

Permanent Loans are adjustable based upon the Wall Street Journal Prime Rate as 1-year, 3-year, and 5-year ARMs.

Loan Maturities

Loan maturities are for up to ten years plus the construction period for construction to permanent loans. For construction loans only maturities are 6 months to 2 years.


Permanent take-out commitments may be necessary for commercial properties. Certain restrictions apply, call for details.

*Higher amounts may be available to qualified borrowers

Questions? Contact Robert Giraldi

301-951-8239 or 800-808-1424 x18239

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