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Additional Services

Additional Services

Presidential Visa® Business Debit Cards - Free to customers with a Commercial Checking account

Use your Presidential Visa Business Debit Card as an ATM card to withdraw cash and for shopping in stores or online, restaurants, and hotels. Faster than writing a check and no waiting for check approval. Use your Debit Card anywhere VISA® is accepted. Works just like a credit card but transactions are debited from your account as soon as they are posted.

Visa Business Debit Card is subject to application and Bank approval.  See Cardholder Agreement below. Cards are only issued to authorized account signers.

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To apply for the Visa Business Debit Card, fill out the application above and mail it to:

Presidential Bank, FSB Attn: Debit Cards 4520 East West Highway Bethesda, MD 20814

Chip technology for Visa® Debit Cards. Big Protection in a Tiny Chip.

Presidential Visa® Debit Cards come with built-in chip technology. These cards are not only more secure – they’re also easy to use.

  • Enhanced fraud protection. When you use your card at a chip-activated terminal, the embedded chip creates a unique, one-time use code for each transaction to be authenticated making it more difficult to successfully counterfeit the card.

  • Easy to use. Simply insert your card in a chip-activated terminal, follow the prompts and remove your card when the transaction is complete. 

  • Accepted worldwide. More places than ever now accept chip cards.  Whether you check out using chip technology or swipe your card, you can pay with confidence worldwide.

ATM Networks

Accel Network ATM locator

Cirrus ATM locator


Will I be charged ATM fees when using my Presidential Business Debit?

Unlike most other banks, Presidential does not charge customers for any domestic ATM/Point of Sale usage. However, many ATM owners apply surcharges for using their ATMs. This surcharge will vary by ATM owner. Presidential has partnered with Allpoint and MoneyPass to bring you over 88,000 surcharge-free ATMs. Click Allpoint or MoneyPass to search for a surcharge-free ATM near you. An International ATM-POS transaction fee (International ATM Cash Disbursement Fee or International Service Assessment Fee (ISA)) will be assessed for use of Visa International ATM or POS terminals (foreign transactions.)

Can I deposit at any ATM?

ATM deposits are limited to Presidential Bank machines only.

How much can I withdraw/purchase with my Visa Business Debit Card?

Limits are $550 per day for ATM cash withdrawals and up to $2,500 per day for point of sale (POS) purchases. Higher limits may be available on a case by case basis.

How can I access all my commercial accounts?

You can link multiple accounts to one card. You can access your primary checking and primary savings accounts at non Presidential Bank ATMs. Point of Sale transactions will only access your primary checking account. Call Customer Service at 800-383-6266 (M-F 8 am to 10 pm) to add existing accounts to your VISA Business Debit Card.

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