Schedule of Fees

Account Research $20.00 per hour
$10.00 minimum
ATM Withdrawals at any STAR®, Cirrus® or Accel® location No charge*
American Express Travelers Cheques 1% of purchase
American Express Travelers Cheques for Two 1.5% of purchase
Automatic Overdraft Transfer $5.00
Cashier's Check payable to Accountholder No charge
Cashier's Check payable to third party $5.00
Check Printing Charges Varies by style
Close account w/in 6 mos. (excludes CDs) $5.00
Collection of foreign item Varies
Copy of Accountholder Check $5.00
Copy of Deposited Item $7.00
Copy of previously issued account statement $5.00
Excess Withdrawal - Money Market/Savings Account $5.00 per item
Funds Transfers (personal accounts only)
          Incoming/Outgoing - standard No Charge
          Pop Money (Person to Person) $3.50
          Incoming/Outgoing - premium (next day) $7.50
Historical Statement, Check & Deposit Image viewing No Charge
Insufficient Funds $25.00 per item
IOLTA Accounts $5 - $30.00 monthly
Legal Document Fees (i.e. subpoenas) $50.00
Monthly Service Charge,if balance falls below minimum any day during statement cycle. (For all checking and money market accounts.) $5.00
Monthly Service Charge, if balance falls below minimum any day during statement cycle. (For all savings except Premier Savings.) $2.00
Negative Account balance $5.00
Online Banking No access charge
Online Banking Bill Payer Service (Regular & Money Market Checking accounts: $5.95 per month up to 10 payments, $0.40 each additional payment) No Charge
Release of Restraint or Levy $25.00
Replacement Visa® Check Card/ATM Card $10.00
Returned Deposited Item $15.00
Special Cash Order(shipment) $50.00
Statement Reconciliation $15.00 per hour
$5.00 minimum
Stop Payment Order, accountholder check, ACH $20.00
Stop Payment Order, BillPayment $32.00
Stop Payment Order, Cashier's check $10.00
Stop Payment Order, Visa preauthorized payment $25.00
Wire Transfer
          Incoming No charge
          Outgoing - Domestic $20.00
          Outgoing - International (U.S. Currency) $45.00
          Outgoing - International (Foreign Currency) $35.00

All fees are subject to change. You will be notified 30 days in advance of any change in fees. Read in conjunction with Deposit Rates, Account Portfolio, Deposit Account Rules and Regulations, and other materials for complete disclosure.


*Other Banks may charge a fee called a "surcharge" for the use of their ATM. Presidential participates in the Allpoint® and STARsf® Surcharge Free ATM Networks. Pass-thru transaction fees will be assessed for use of Visa International ATM or POS terminals called an “Int’l ATM Cash Disbursement Fee” or “Int’l Service Assessment Fee (ISA)”.

Last Modifications: 9/1/2015 5:15:00 PM