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You pay absolutely nothing to establish your Presidential Home Equity Line. No closing costs -- no application fee -- no appraisal fee -- no points. This can save you hundreds of dollars!
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We offer our Certificate of Deposits to both our Commercial and Personal Accounts. Available as an IRA for personal accounts. Minimum to open $1,000.00. Interest credited on the last day of the month. *APY = Annual Percentage Yield
Presidential Bank, FSB, was organized in 1985. Our assets exceed $800 million. Our main office is located in Bethesda, Maryland. We have branches throughout the metro DC area.
Click HERE to review our EFT Disclosure. Read More
Effective June 1, 2020, Presidential Bank is offering CardValet®, a new card management and fraud mitigation tool for debit cardholders. Cardholders simply download the free app from the Apple® App Store or Google® Play Store, and then they can actively manage their Presidential Bank Visa® debit cards. CardValet® replaces Debit Card Purchase Alerts which will become inactive effective July 31, 2020.
Presidential Bank is now offering the new SBA forgivable PPP loans. Read More
As the coronavirus [COVID-19] situation continues to evolve, we are committed to keeping you up to date. Protecting our customers and their finances, as well as our employees, remains a top priority at Presidential Bank. Our branches continue to remain open for business, but our convenient online and digital banking services are available 24/7 for customers who are sheltering in place or prefer to avoid person-to-person contact. Read More
Protecting our customers and their finances, as well as our employees, is a top priority at Presidential Bank during the evolving coronavirus [COVID-19] situation. Our branches continue to remain open for business as usual, but we encourage customers to use our convenient online and digital banking services, avoiding person-to-person contact, if they prefer. Read More
Minimum to Open: $100,000.00 Available to personal and commercial customers. Money Market Advantage Checking accounts have an average daily balance requirement of $100,000.00 to earn the highest rate. Accounts that do not meet this balance requirement will earn a lower rate as disclosed on the Rate Schedule. *Annual Percentage Yield. This is a variable rate, the rate may change after the account is opened. Fees could reduce earnings.
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*APY = Annual Percentage Yield Presidential Bank reminds you that email@presidential.com is NOT a secure means of communication. Please refrain from including personal information such as account numbers, Tax ID/Social Security numbers, passwords, etc. We encourage you to maintain contact with us through our Secure Email service, located within Personal Online Banking. Help us keep YOUR personal information PRIVATE!