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You pay absolutely nothing to establish your Presidential Home Equity Line. No closing costs -- no application fee -- no appraisal fee -- no points. This can save you hundreds of dollars!
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**New money is defined as funds not currently held by Presidential Bank and must be from an external source of funds.
If you are concerned about maintaining 100% FDIC insurance of your bank deposits, we can help. Consider:
We are excited to announce the newest addition to our Presidential Bank Mortgage family, John Pruitt. With his impressive background in the mortgage industry and a wealth of leadership experience, John joins our senior management team as the Senior Vice President of Production and Strategic Initiatives. His initial focus will be on spearheading the development of our expansion into the Southeast and we couldn't be more excited about the level of expertise he brings to our organization.
Powered by AI, Presidential Rolls Out Innovative Knowbl BrandGPT Virtual Assistant Read More
The Mortgage Division of Presidential Bank announced the acquisition of several mortgage industry leaders, continuing its expansion of mortgage lending services in key Maryland communities. Presidential has been able to avail itself of the opportunities created by turmoil in the financial services industry over the past year to selectively recruit additional talented mortgage executives. Recently added mortgage professionals include: Read More
Presidential Bank has opened a new branch located in historic downtown Frederick, MD at 14 W. Patrick Street. Convenient free parking is available just behind the building on Market Street. Read More
Anyone can be susceptible to financial scams. Fraudsters are an ever-present threat, looking to steal personal information and gain access to your money and account information.
According to the Insurance Information Institute, 47 percent of Americans experienced financial identity theft in 2020 totaling $712.4 billion.
On October 6, 1995, Presidential® became the first bank in the United States to offer its bank accounts over the Internet. Beginning in 1997, Presidential was one of the earliest banks to offer online account statements and then real time PC banking services, such as current balance look-up capability and transfers between accounts. Our unique online archive of historical account statements and check copies, followed later by deposit copies, goes back to the beginning of the availability of these documents online; they are never deleted from our website, providing customers with useful long-term reference information. Software for this service was developed in-house, and a patent was granted for this system.
*APY = Annual Percentage Yield Presidential Bank reminds you that email@presidential.com is NOT a secure means of communication. Please refrain from including personal information such as account numbers, Tax ID/Social Security numbers, passwords, etc. We encourage you to maintain contact with us through our Secure Email service, located within Personal Online Banking. Help us keep YOUR personal information PRIVATE!