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Who We Are

Presidential Bank, FSB, was organized in 1985. Our assets exceed $500 million. Our main office is located in Bethesda, Maryland. We have branches throughout the metro DC area.

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News & Announcements

New Online Banking Password Requirements


Effective August 5, 2019, for increased security, our Online Banking password rules will be changing to require the following characteristics:

  • Must be between 8 and 32 characters
  • Must contain at least 1 letter
  • Must contain at least 1 number
  • Must contain at least 1 of the following special character(s):   ! @ # $ % ^ & * _ + - = ( ) [ ] { } | : ; , . / ?

Please contact our Customer Service Center at 1-800-383-6266 if you have any questions.


2.25% APY*

Checkless Checking

Move money electronically, not by writing checks.  No monthly transaction limits.  No monthly service charge if you maintain a $500 minimum balance. Free Online Banking services include BillPayer, Standard External Funds Transfer, Mobile Banking and Mobile Remote Deposit Capture. Checkless Checking pays a 2.25% APY on balances up to $25,000, 1.25% APY on balances in excess of $25,000.  

An electronic monthly deposit of $500.00 or more from payroll, pension, social security, or annuity is required.  Each account must have a unique direct deposit source. Seven (7) electronic withdrawals per month are required (electronic withdrawals include: ATM, POS, ACH and BillPayments). Accounts that do not meet the deposit or withdrawal requirements will earn a lower rate as disclosed on the Rate Schedule. Deposit and withdrawal requirements are waived for the first month the account is in this product.  The posting date will be used to determine transaction qualification.

1.75% APY*

Money Market Advantage Checking

Minimum to Open: $100,000.00
Available to personal and commercial customers. Money Market Advantage Checking accounts have an average daily balance requirement of $100,000.00 to earn the highest rate. Accounts that do not meet this balance requirement will earn a lower rate as disclosed on the Rate Schedule.

2.00% APY*

One-Year CD

Annual Percentage Yield (APY) for Certificates of Deposit is accurate as of September 23, 2019 and remains valid for the duration of a 12 month term. Minimum opening deposit is $1,000. Early withdrawal may result in penalty.

Last Modifications: 12/11/2018 11:57:14 AM