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Open an Account


Personal account applications are for

  • Individual accounts
  • Joint accounts
  • Custodial accounts
  • Trust accounts (with or without EIN)
  • Sole proprietorships (DBAs with SSN)

Apply online

Click "Apply online now" below to complete the secure, new account application.


By choosing "ACH", when completing the new account application, Presidential will electronically debit funds from another bank account in your name at any other bank, anywhere in the United States, to make your initial deposit. The debit account must allow electronic debits and must be a checking or savings account.


New Account funding via ACH is FREE. Begin earning interest the same day your account is opened. ACH deposits received by 12:00 noon ET on a business day are credited on the same day. Use ACH to start earning interest FASTER!


Online applicants may also elect to mail in their initial deposit with the signature card printed out after the online application is submitted. However, no interest is earned until the initial deposit is received.


New accounts can also be funded from a current Presidential account.


Apply via mail

Accounts may also be opened by mail. Simply click "Apply via mail" below, print out and complete the new account application, and mail it in with your initial deposit.


New accounts may also be funded from a current Presidential account.


You can enter the information online before printing the form for convenience (there is no security risk in doing this, and you cannot submit this form online).


For Assistance Call Our New Accounts Hotline 800-799-1424

(8 AM - 10 PM Eastern Time Monday - Friday)


USA Patriot Act

Section 326 requires Financial Institutions to verify the identity of account holders to prevent the use of the U.S. banking system in terrorist and other illegal activity.


Important Notice about Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

In some cases, identification for existing customers may be requested so the bank can ensure that it knows the true identity of our customers.

Last Modifications: 7/10/2023 9:22:25 AM