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As of today, the Prime Interest Rate is equivalent to a rate of 3.75% APR, and 1.00% over the Prime Interest Rate is equivalent to a rate of 4.75% APR. The Prime Interest Rate use is the prime rate as quoted in the Wall Street Journal. APR is the Annual Percentage Rate, as computed under applicable federal regulations. The interest rate is subject to monthly adjustment, as the Prime rate changes. However, the APR will never exceed 24%.
This application is intended only to assist you with financial decisions by providing information based on our editorial content. However, by its nature, such information is broad in scope and does not consider your personal financial situation. Your financial situation is unique and our information may not be appropriate for your situation. It is strongly recommended that you obtain different opinions and seek the advice of your accountant and other financial advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy. You should not rely on this application or any information or advice you obtain on this site to make your financial decisions. Any reliance by you on this application or such information or advice will be at your own risk. You are responsible for your own financial decisions.
*APY = Annual Percentage Yield
Presidential Bank reminds you that firstname.lastname@example.org is NOT a secure means of communication. Please refrain from including personal information such as account numbers, Tax ID/Social Security numbers, passwords, etc. We encourage you to maintain contact with us through our Secure Email service, located within Personal Online Banking. Help us keep YOUR personal information PRIVATE!
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