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Presidential Visa® Debit Cards are free to all customers with personal checking accounts
Use your Presidential Visa Debit Card as an ATM card to withdraw cash and for shopping in stores, restaurants, and hotels. Faster than writing a check and no waiting for check approval. Use your Debit Card anywhere VISA® is accepted. Works just like a credit card but transactions are debited from your account as soon as they are posted.
Debit Card is subject to application and Bank approval. See Cardholder Agreement.
To apply for the Visa Debit Card, fill out the application (pdf) and mail it to:
Presidential Bank, FSB
Attn: Debit Cards
4520 East West Highway
Bethesda, MD 20814
Presidential Visa® Debit Cards now come with built-in chip technology. These new cards are not only more secure – they’re also easy to use.
Enhanced fraud protection. When you use your card at a chip-activated terminal, the embedded chip creates a unique, one-time use code for each transaction to be authenticated making it more difficult to successfully counterfeit the card.
Easy to use. Simply insert your card in a chip-activated terminal, follow the prompts and remove your card when the transaction is complete.
Accepted worldwide. More places than ever now accept chip cards. Whether you check out using chip technology or swipe your card, you can pay with confidence worldwide.
Presidential Visa Debit Cards now feature built-in chip technology. You’ll enjoy global acceptance plus an enhanced level of security.
Whenever you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
You can use your card at millions of places that accept Visa Debit Cards, locally and around the world.
Yes. If a merchant is not yet chip-activated, you can continue to swipe your card, select CREDIT and sign for your purchase.
Yes. You can still use your card to get cash, check your balance and more. Simply insert the chip end of your card with the chip facing up. For chip enabled ATMs, your card will remain in the ATM until your transaction is complete.
Presidential ATM cards are available at no additional charge for all checking and savings accounts. A customer can request an ATM card when they setup a personal checking or savings account or by completing the application (pdf). See Cardholder Agreement.
Presidential® offers worldwide cash access to your account through STAR and Cirrus ATM networks. Presidential ATM's are located in branch locations in the Washington, DC area. Hundreds of thousands of Star and Cirrus ATMs are located around the United States and the world.
STAR Network ATM locator
Cirrus ATM locator
Unlike most other banks, we do not charge our customers for any domestic ATM/Point of Sale usage. However, many ATM owners apply surcharges for using their ATMs. This surcharge will vary by ATM owner. Presidential has partnered with Allpoint and STARsf to bring you over 55,000 surcharge-free ATMs. It's easy to find a surcharge-free ATM: Click Allpoint or STARsf to search for a surcharge-free ATM near you. An International ATM-POS transaction fee (International ATM Cash Disbursement Fee or International Service Assessment Fee (ISA)) will be assessed for use of Visa International ATM or POS terminals (foreign transactions.)
ATM deposits are limited to Presidential Bank machines only. However, there are several ways to deposit money into your Presidential account.
$550 per day for ATM cash withdrawals and $500 per day for Point of Sale (POS) purchases.
$550 per day for ATM cash withdrawals and up to $1,000 per day for Point of Sale (POS) purchases.
You can link multiple accounts to one card. You can access all your accounts with one VISA Debit/ATM Card at Presidential Bank ATMs. You can access your primary checking and primary savings accounts at non Presidential Bank ATMs. Call Customer Service at 800-383-6266 (M-F 8 am to 10 pm) to add existing accounts to your VISA Debit/ATM Card.
Click here to learn more.
*APY = Annual Percentage Yield
Presidential Bank reminds you that firstname.lastname@example.org is NOT a secure means of communication. Please refrain from including personal information such as account numbers, Tax ID/Social Security numbers, passwords, etc. We encourage you to maintain contact with us through our Secure Email service, located within Personal Online Banking. Help us keep YOUR personal information PRIVATE!
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