Checkless Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$500 Yes Yes $500 No check writing

Available Branch & Internet
Move money electronically, not by writing checks.  No monthly transaction limits.  No monthly service charge if you maintain a $500 minimum balance. Free Online Banking services include BillPayer, Standard External Funds Transfer, Mobile Banking and Mobile Remote Deposit Capture. 
An electronic monthly deposit of $500.00 or more from payroll, pension, social security, or annuity is required.  Each account must have a unique direct deposit source. Seven (7) electronic withdrawals per month are required (electronic withdrawals include: ATM, POS, ACH and BillPayments). Accounts that do not meet the deposit or withdrawal requirements will earn a lower rate as disclosed on the Rate Schedule. Deposit and withdrawal requirements are waived for the first month the account is in this product.  The posting date will be used to determine transaction qualification.
 
Other features
  • Interest credited at month end
  • Visa® Debit Card or ATM card available
  • ATM surcharge rebates up to $8 per month
  • Free Personal Online Banking
  • Deposit images online
  • Monthly electronic statements (required)
  • Free Billpayer
  • Email Deposit Notifications required


Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees.

The interest rate/tier and Annual Percentage Yield may change daily. Fees could reduce earnings.

Regular Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$100 No Yes $100 None

Available Branch & Internet

Other features
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Unlimited check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (electronic statements available)
  • Online Historical Statements
  • Email deposit notifications
 


Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees.

Super Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$500 Yes Yes $500 None

Available Branch Only

Other features
  • Interest credited at month end
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Unlimited check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (electronic statements available)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
 


Super Checking accounts require an electronic monthly deposit of $200 or more from payroll, annuity or pension.

Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees.

The interest rate/tier and Annual Percentage Yield may change daily.  Fees could reduce earnings.

Special Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$500 Yes Yes $500 None

Available Branch Only

Other features
  • Interest credited at month end
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Unlimited check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (electronic statements available)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
 

 

Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees.

The interest rate/tier and Annual Percentage Yield may change daily. Fees could reduce earnings.

Checking PLUS

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$1,500 Yes Yes $1,000 None

Available Branch & Internet

Other features
  • Interest credited at month end
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Unlimited check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (Electronic statements available. Accounts opened online are provided electronic statements.)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
  • Free initial supply of checks!
  • Requires direct deposit
 


Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees.

The interest rate/tier and Annual Percentage Yield may change daily. Fees could reduce earnings.

Money Market Plus Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$100,000 Yes Yes $25,000 Yes

Available Branch & Internet

Other features
  • Interest credited at month end
  • Available to Commercial accounts as Commercial Money Market Plus Checking
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • 1Checking writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (Electronic statements available. Accounts opened online are provided electronic statements.)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
  • FREE check supply

Money Market Plus Checking accounts have an average daily balance requirement of $100,000.00 to earn the highest rate. Accounts that do not meet this balance requirement will earn a lower rate as disclosed on the Rate Schedule.


One account per Tax ID number. 1Federal banking regulations limit withdrawals to six (6) each monthly statement period for all third party transactions (check, direct debit, debit card, or similar payment order including POS transactions), or pre-authorized transfers (including overdraft transfers) or transfers made by computer (including online banking or bill payment services) or telephone (including facsimile) to initiate funds transfers to third party payees or to your other accounts. If you routinely exceed more than six (6) such transfers per month, we need not honor the item and the bank may elect to close the account and place the funds in another account that you are eligible to maintain, or we may disable your payment and transfer privileges. However, transfers or withdrawals made in person, by messenger or mail or at an ATM are unlimited.

The interest rate/tier and Annual Percentage Yield may change daily. Fees could reduce earnings.

Money Market Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$1,000 Yes Yes $500 Yes

Available Branch & Internet

Other features
  • Interest credited at month end
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • 1Checking writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (Electronic statements available. Accounts opened online are provided electronic statements.)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
  • FREE check supply
 


1Federal banking regulations limit withdrawals to six (6) each monthly statement period for all third party transactions (check, direct debit, debit card, or similar payment order including POS transactions), or pre-authorized transfers (including overdraft transfers) or transfers made by computer (including online banking or bill payment services) or telephone (including facsimile) to initiate funds transfers to third party payees or to your other accounts. If you routinely exceed more than six (6) such transfers per month, we need not honor the item and the bank may elect to close the account and place the funds in another account that you are eligible to maintain, or we may disable your payment and transfer privileges. However, transfers or withdrawals made in person, by messenger or mail or at an ATM are unlimited.

The interest rate/tier and Annual Percentage Yield may change daily. Fees could reduce earnings.

Internet Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$500 Yes Yes $500 None

Available Internet Only

Other features
  • Interest credited at month end
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Unlimited check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (Electronic statements available. Accounts opened online are provided electronic statements.)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
  • FREE initial supply of checks!
 


Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees.

The interest rate/tier and Annual Percentage Yield may change daily. Fees could reduce earnings.

Last Modifications: 8/31/2018 12:14:22 PM