Personal banking accounts.
> Open An Account
Commercial banking accounts.
Available Branch & Internet Other features
Fully digital but with the convenience of occasional check writing. No monthly service charge if you maintain a $500 minimum balance. Free Online Banking services include BillPayer, Standard External Funds Transfer, Mobile Banking and Mobile Remote Deposit Capture. An electronic monthly deposit of $500 or more from payroll, pension, social security, or annuity is required. Each account must have a unique direct deposit source. At least seven (7) electronic withdrawals per month are required (electronic withdrawals include: ATM, POS, ACH and Bill Payments.) Accounts that do not meet the minimum deposit and withdrawal requirements will earn a lower interest rate as disclosed on the Rate Schedule. After the first month the account is open, accounts that do not meet the minimum deposit and withdrawal requirements, including the monthly direct deposit requirement and the requirement for a minimum number of electronic withdrawals each month, will earn a substantially lower interest rate for the month. That lower rate is as disclosed on the Rate Schedule. Deposit and withdrawal requirements are waived for the first month the account is opened . The statement posting date will be used to determine the number of monthly transactions. Overdraft protection is available on personal checking accounts. Automatic Overdraft Transfer service, enabling automatic funds transfers between your other checking and/or savings accounts and your Advantage Checking account when one is overdrawn, is also available. Please refer to our Schedule of Fees for more information. *Annual Percentage Yield. This is a variable rate, the rate may change after the account is opened. Fees could reduce earnings.
Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees.
Super Checking accounts require an electronic monthly deposit of $200 or more from payroll, annuity or pension. Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees. Rate may change after the account is opened. Fees could reduce earnings.
Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees. Rate may change after the account is opened. Fees could reduce earnings.
One account per Tax ID number. Rate may change after the account is opened. Fees could reduce earnings.
Rate may change after the account is opened. Fees could reduce earnings.
*APY = Annual Percentage Yield Presidential Bank reminds you that email@presidential.com is NOT a secure means of communication. Please refrain from including personal information such as account numbers, Tax ID/Social Security numbers, passwords, etc. We encourage you to maintain contact with us through our Secure Email service, located within Personal Online Banking. Help us keep YOUR personal information PRIVATE!