Personal banking accounts.
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Commercial banking accounts.
Use a certificate of deposit as a low risk savings solution with a fixed interest rate. No monthly service charge, and only $1,000 to open.
Offering maturities online or in a branch for 60 days, 90 days, 182 days [6 months], 7 months, 9 months, 1 year, 2 years, 3 years and 5 years. IRA certificates of deposits are available with a 1 year, 2 year, 3 year or 5 year maturity and can be opened in a branch.
All Terms have a $1,000 minimum to open. **New money Only. *New Money Only. New money is defined as funds not currently held by Presidential Bank and must be from an external source of funds.
Early withdrawal penalty equals the amount of interest that would be earned during the number of penalty months shown below at the CD interest rate, on the CD principal amount that is withdrawn before maturity (whether or not such interest has actually been earned).
*APY = Annual Percentage Yield Presidential Bank reminds you that email@presidential.com is NOT a secure means of communication. Please refrain from including personal information such as account numbers, Tax ID/Social Security numbers, passwords, etc. We encourage you to maintain contact with us through our Secure Email service, located within Personal Online Banking. Help us keep YOUR personal information PRIVATE!