Presidential Bank received the Bankrate.com® Top Tier award for consistently offering annual percentage yields (APYs) that were among the highest reported in 100 Highest Yields® for 4th quarter 2008. The Bankrate.com® Top Tier award is presented quarterly to those institutions that have achieved a “top 3” ranking in any of the deposit products that are tracked for the 100 Highest Yields newsletter database. The Bankrate.com® Top Tier award assists individual consumers in identifying those institutions that consistently offer high-yields on their FDIC-insured deposit products.