Advantage Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$500 Yes Yes $500 Write up to three [3] paper checks per month at no charge if needed; a $3 charge per check thereafter.

Earn up to 2.25% APY* on balances between $500 and $25,000. Fully digital but with the convenience of occasional check writing. No monthly service charge if you maintain a $500 minimum balance. Free Online Banking services include BillPayer, Standard External Funds Transfer, Mobile Banking and Mobile Remote Deposit Capture.
 
An electronic monthly deposit of $500 or more from payroll, pension, social security, or annuity is required.  Each account must have a unique direct deposit source.  At least seven (7) electronic withdrawals per month are required (electronic withdrawals include: ATM, POS, ACH and Bill Payments). Accounts that do not meet the minimum deposit and withdrawal requirements will earn a lower rate as disclosed on the Rate Schedule. Deposit and withdrawal requirements are waived for the first month the account is opened .  The statement posting date will be used to determine the number of monthly transactions.

Other features
  • Interest credited at month end
  • First order of checks is free
  • Visa® Debit Card with the CardValet app available and free 
  • ATM surcharge rebates up to $8 per month
  • Free Personal Online Banking
  • Deposit and check images available online
  • Monthly electronic statements (required)
  • Free Billpayer
  • Email Deposit Notifications required

Overdraft protection is available on personal checking accounts.  Automatic Overdraft Transfer service, enabling automatic funds transfers between your other checking and/or savings accounts and your Advantage Checking account when one is overdrawn, is also available.  Please refer to our Schedule of Fees for more information.

*Annual Percentage Yield. This is a variable rate, the rate may change after the account is opened. Fees could reduce earnings.

Regular Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$100 No Yes $100 None

Available Branch & Internet

Other features
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Unlimited check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (electronic statements available)
  • Online Historical Statements
  • Email deposit notifications
 


Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees.

Super Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$500 Yes Yes $500 None

Available Branch Only

Other features
  • Interest credited at month end
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Unlimited check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (electronic statements available)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
 


Super Checking accounts require an electronic monthly deposit of $200 or more from payroll, annuity or pension.

Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees.

Rate may change after the account is opened. Fees could reduce earnings. 

Special Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$500 Yes Yes $500 None

Available Branch Only

Other features
  • Interest credited at month end
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Unlimited check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (electronic statements available)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
 

 

Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees.

Rate may change after the account is opened. Fees could reduce earnings.

Checking PLUS

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$1,500 Yes Yes $1,000 None

Available Branch & Internet

Other features
  • Interest credited at month end
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Unlimited check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (Electronic statements available. Accounts opened online are provided electronic statements.)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
  • Free initial supply of checks!
  • Requires direct deposit
 


Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees.

Rate may change after the account is opened. Fees could reduce earnings.

Money Market Advantage Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$100,000 Yes Yes $25,000 Yes

Available Branch & Internet

Other features
  • Interest credited at month end
  • Available to Commercial accounts as Commercial Money Market Advantage Checking
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (Electronic statements available. Accounts opened online are provided electronic statements.)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
  • FREE check supply

Money Market Advantage Checking accounts have an average daily balance requirement of $100,000.00 to earn the highest rate. Accounts that do not meet this balance requirement will earn a lower rate as disclosed on the Rate Schedule.


One account per Tax ID number.

Rate may change after the account is opened. Fees could reduce earnings.

Money Market Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$1,000 Yes Yes $500 Yes

Available Branch & Internet

Other features
  • Interest credited at month end
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (Electronic statements available. Accounts opened online are provided electronic statements.)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
  • FREE check supply

Rate may change after the account is opened. Fees could reduce earnings.

Internet Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$500 Yes Yes $500 None

Available Internet Only

Other features
  • Interest credited at month end
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Unlimited check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (Electronic statements available. Accounts opened online are provided electronic statements.)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
  • FREE initial supply of checks!
 


Overdraft protection is available on personal checking accounts. Also available is our Automatic Overdraft Transfer service enabling funds transfers between your checking and/or savings accounts when one is overdrawn. Please refer to our Schedule of Fees.

Rate may change after the account is opened. Fees could reduce earnings.

Money Market Plus Checking

Minimum to Open Interest Paid ATM Privileges Min. Balance Transaction Limits
$100,000 Yes Yes $25,000 Yes

NO LONGER AVAILABLE FOR NEW ACCOUNT OPENING

Other features
  • Interest credited at month end
  • Visa® Debit Card or ATM card available
  • Free Personal Online Banking
  • Check writing privileges
  • Check images (front) returned with statement
  • Check & Deposit images online
  • Monthly statements (Electronic statements available. Accounts opened online are provided electronic statements.)
  • Online Historical Statements
  • Email deposit notifications
  • Free Billpayer
  • FREE check supply

Money Market Plus Checking accounts have an average daily balance requirement of $100,000.00 to earn the highest rate. Accounts that do not meet this balance requirement will earn a lower rate as disclosed on the Rate Schedule.


One account per Tax ID number.

Rate may change after the account is opened. Fees could reduce earnings.

Last Modifications: 6/29/2020 1:30:38 PM