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Instructions & Forms Questions? Call Customer Service at 800-383-6266.
Online Business Banking offers online services to businesses of any size. Our solution can be customized to meet the specific needs of your business, whether you work from an office in your home or have more than 100 employees.
All information is real time, which means the data you view is up-to–the-minute accurate.
Online Business Banking provides you with secure and reliable access to your account information and provides you the ability to initiate transactions via the internet. You have access to your Presidential accounts anywhere you have access to the internet using a standard web browser.
Business Banking’s Enhanced Multi-Factor Authentication (EMFA) solution conforms to the latest FFIEC authentication guidelines. After successfully authenticating using access codes (something they know), a one-time password (OTP) is sent to the user’s phone (something they have). The user must then enter this OTP into the banking application to complete the login. The user may receive this OTP via a voice call or text message. EMFA provides a secure, low-cost and easy-to-use second factor of authentication. EMFA reduces the risk of credential exposure due to phishing, keystroke loggers, Man-in-the-Middle, and brute force attacks. TLS Protocol / Public key Cryptography protects by: To initiate a transaction, the company uses a browser to send a message via TLS (Transport Layer Security) to the bank’s web server, hosted by the bank’s chosen vendor. The bank’s web server responds by sending a certificate that contains the bank’s public key. The company’s browser authenticates the certificate, and then generates a session key, which is used to encrypt data traveling between the customer’s computer and the bank’s server. The session key is encrypted using the bank’s public key and is sent back to the web server. Exchanging messages using the public/private key pair ensures the communication is happening with the bank’s web server and not a third party trying to intercept the transaction request.
Click here to learn more about our online banking security features.
*APY = Annual Percentage Yield Presidential Bank reminds you that email@presidential.com is NOT a secure means of communication. Please refrain from including personal information such as account numbers, Tax ID/Social Security numbers, passwords, etc. We encourage you to maintain contact with us through our Secure Email service, located within Personal Online Banking. Help us keep YOUR personal information PRIVATE!