Personal banking accounts.
> Open An Account
Commercial banking accounts.
Questions? Contact Robert Giraldi at:
or Ned Duffy at: 301-951-8204
Owner-Occupied and Investment Properties,
Office, Warehouse, Retail
$100,000 to $4,000,000*
*Higher amounts may be available to qualified borrowers
The standard maturity is 10 years but may be increased on a case by case basis.
Net operating income must be at least 1.25 times debt service
To 75% on Purchases and Refinances
To 70% on Cash-out Refinances
Prime rate (per Wall Street Journal)
l-, 3-, or 5-year Swap Rate (per Federal Reserve Board)
Up to 25 Years for Commercial Real Estate Lending
Up to 30 Years for Multifamily Lending
Competitive Fee Structure
*APY = Annual Percentage Yield
Presidential Bank reminds you that firstname.lastname@example.org is NOT a secure means of communication. Please refrain from including personal information such as account numbers, Tax ID/Social Security numbers, passwords, etc. We encourage you to maintain contact with us through our Secure Email service, located within Personal Online Banking. Help us keep YOUR personal information PRIVATE!
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9 am-4 pm Eastern Time, Mon. - Fri.