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Types of Commercial Real Estate Lending

Multifamily Lending Construction Lending

Property Types

Owner-Occupied and Investment Properties,
Office, Warehouse, Retail


Lending Area

Nationwide


Loan Amounts

$100,000 to $4,000,000*


*Higher amounts may be available to qualified borrowers


Loan Maturities

The standard maturity is 10 years but may be increased on a case by case basis.


Debt Service Coverage

Net operating income must be at least 1.25 times debt service


Loan to Value Ratio

To 75% on Purchases and Refinances
To 70% on Cash-out Refinances


Rate Adjustment Indices

Prime rate (per Wall Street Journal)
l-, 3-, or 5-year Swap Rate (per Federal Reserve Board)


Amortization

Up to 25 Years for Commercial Real Estate Lending
Up to 30 Years for Multifamily Lending


Origination Fee

Competitive Fee Structure

Last Modifications: 10/17/2017 11:24:42 AM