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Property Types

Existing multifamily rental properties, minimum five units

Lending Areas

Eastern and Central time zones

Loan Amounts

$100,000 to $4,000,000*

*Higher amounts may be available to qualified buyers.

Loan Types

Variable rates: monthly, 1-, 3-, and 5-year ARMs
Three and five year fixed-rate loans

Loan Maturities

Up to 10 years

Loan to Value Ratio

Up to 75% on Purchases and Refinances
Up to 70% on Cash-Out Refinances

Debt Service Coverage

Net Operating Income must be at least 1.20 times debt service


Up to 30 years

Rate Adjustment Indices

Prime rate (per Wall Street Journal)
l-, 3-, or 5-year Swap Rate (per Federal Reserve Board)

Origination Fee

Competitive Fee Structure

Last Modifications: 2/2/2022 8:45:41 AM