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Types of Commercial Real Estate Lending

Multifamily Lending Construction Lending

Property Types

Owner-Occupied and Investment Properties,
Office, Warehouse, Retail

Lending Area


Loan Amounts

$100,000 to $4,000,000*

*Higher amounts may be available to qualified borrowers

Loan Maturities

The standard maturity is 10 years but may be increased on a case by case basis.

Debt Service Coverage

Net operating income must be at least 1.25 times debt service

Loan to Value Ratio

To 75% on Purchases and Refinances
To 70% on Cash-out Refinances

Rate Adjustment Indices

Prime rate (per Wall Street Journal)
l-, 3-, or 5-year Swap Rate (per Federal Reserve Board)


Up to 25 Years for Commercial Real Estate Lending
Up to 30 Years for Multifamily Lending

Origination Fee

Competitive Fee Structure

Last Modifications: 10/17/2017 11:24:42 AM