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Commercial banking accounts.
Application required for Online Business Banking (fees may apply). Fees may apply for additional services. Money Management not available for business accounts. Stop payment orders for commercial checks may be sent through the Bank’s website. Checks printed to state that they are "payable through” the Bank are only paid after the commercial customer has an opportunity to decline payment. This type of check allows the payor more control over the funds disbursement process. Copies of payable through drafts are transmitted upon receipt to the business customer, who may reject payment of particular items, if desired, prior to a specific deadline (typically 24 hours). It is the customer’s responsibility to give timely notice to the Bank, if a payable through draft is to be returned unpaid. The same funds availability timeframes apply to payable through drafts as to other types of checks. Customers wishing to use this type of check are asked to contact their local Branch or our Customer Service Center at 1-800-383-6266. There is no separate charge for this service.
*APY = Annual Percentage Yield Presidential Bank reminds you that email@presidential.com is NOT a secure means of communication. Please refrain from including personal information such as account numbers, Tax ID/Social Security numbers, passwords, etc. We encourage you to maintain contact with us through our Secure Email service, located within Personal Online Banking. Help us keep YOUR personal information PRIVATE!