A. Bruce Cleveland

President and Chief Executive Officer

Bruce Cleveland is President, CEO and founder of Presidential Bank. At the time of Presidential's organization in 1985, Mr. Cleveland was also the founder, principal owner and CEO of GIT Investment Funds, a group of 13 no-load mutual funds and its affiliated companies, which had been established in 1975 and was acquired by Madison Investment Advisers in 1996 where it was subsequently merged into the Madison Funds. Prior to founding the GIT funds and their related investment activities, Mr. Cleveland was a member of the Corporate Finance Department of Drexel Burnham Lambert in New York City and worked briefly at the Small Business Administration in Washington, DC, with responsibility for industry development in the SBIC industry.


During 1990 and 1991 Mr. Cleveland served as a pro bono consultant to the European Bank for Reconstruction and Development, a multinational development bank based in London, England, of which the United States government is a member. In this role he became a part time adviser to the Privatization Ministry of the Republic of Poland, in support of its mass privatization program to transform substantial numbers of larger state-owned enterprises into privately held companies.


Bruce Cleveland is a graduate of Philips Academy in Andover, Massachusetts, and has a bachelor’s degree in Modern European History, with a minor in Physics, from Harvard College. He also holds a Master’s degree in Business Administration from Harvard Business School, with a concentration in Finance. He served as a junior officer in the U.S. Army Quartermaster Corps from 1967 to 1969, during most of which time he was assigned to the Republic of Vietnam.

Robert R. Giraldi

Executive Vice President, Commercial Lending

Robert R. (Rob) Giraldi is Executive Vice President and Senior Lending Officer of Presidential Bank, where he leads the Bank’s commercial lending activities.  He also serves on the Bank’s Loan Committee.  He has had more than 30 years of commercial banking experience, and has held leadership roles in commercial lending at a number of prominent banks in the Greater Washington area, including Cardinal Bank, Eagle Bank, Mercantile Potomac Bank and Crestar.

Prior to joining Presidential, Mr. Giraldi served as a commercial lending Market Executive and led the business development efforts of a team of lenders, business development officers, and branch managers, with a focus on expanding market share in Maryland and the District of Columbia.

Mr. Giraldi is a life-long resident of the Washington, DC area, and holds a Bachelor of Science and a Master of Business Administration degrees from the University of Maryland, College Park.


David S. Miller

Executive Vice President, Credit and Risk management

David S. (Dave) Miller is Executive Vice President – Credit and Risk Management and Chief Credit Officer of Presidential Bank. Mr. Miller has over thirty years of lending and credit experience in the regional banking market.


Prior to joining Presidential, Mr. Miller served in various roles as a lender, team leader and senior credit officer in the Maryland and Washington, D.C. region for both commercial and community banks, including Signet Banking Corporation, Mercantile Bank, Sun Trust and Sandy Spring Bank.


Mr. Miller leads the bank credit and risk management functions and serves as a member of the Bank’s Loan Committee.


Dave holds a Bachelor of Science degree in Business Administration from the University of Baltimore and a Master’s degree in Finance from Loyola University, Maryland.


Michael J. Carr

Executive Vice President

Michael Carr serves as Executive Vice President of Presidential Bank Mortgage. He has been employed by Presidential Bank since early 2010 and oversees the mortgage production offices in addition to Presidential Bank’s Mortgage management team. With over 30 years of mortgage industry experience Mr. Carr previously served as Regional Manager for one of PNC/National City Mortgage Eastern Regions’ in charge of the mid-Atlantic production offices and operations areas. He has been employed as the President of James Madison Mortgage Company, as well as Vice President of Secondary Marketing for Manufacturers Hanover and Society Mortgage Company.


Mr. Carr holds a BA in Economics and an MBA in Finance from the University of Connecticut.


Daniel J. Seguine

Senior Vice President, Chief Accounting Officer

Daniel J. (Dan) Seguine is Senior Vice President and Chief Accounting Officer of Presidential Bank, where he leads the Bank’s finance, compliance, technology, human resources and trust services teams. Mr. Seguine has more than 20 years of experience in accounting and financial services.


Prior to joining Presidential, Mr. Seguine held various senior leadership roles in risk and finance at Bank of America, where his responsibilities included risk oversight of the finance division and investment portfolios, as well as regulatory reporting, capital planning and stress testing. While at Bank of America, he represented the banking industry to members of the Basel Committee, FRB, OCC and FDIC on various regulatory policy matters. He served as Chief Accounting Officer of Ocwen Financial, a publicly-traded mortgage servicer, and was a vice president in the investment banking division of Goldman Sachs. Mr. Seguine began his career at PricewaterhouseCoopers LLP.


Dan holds Bachelor of Science in Accounting and Master of Accountancy degrees from Brigham Young University, Provo.

Last Modifications: 1/8/2021 4:50:12 PM