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NOTE: This statement has been prepared in accordance with the regulatory requirements of the Office of Thrift Supervision (OTS). Tangible, Core, and Total Capital are the elements of regulatory capital determined under such reporting requirements. Regulatory capital is the basis by which the OTS determines whether a savings association is operating in a safe and sound manner. As of March 31, 2009, Presidential Bank, FSB was in the "well capitalized" category as defined by OTS, with Core and Tangible Capital of $43,834,729 and Total Capital of $49,171,207, compared to the applicable minimum regulatory requirements of $8,916,732 for Tangible Capital, $23,777,953 for Core Capital, and $34,316,470 for Total Capital.
*APY = Annual Percentage Yield Presidential Bank reminds you that email@presidential.com is NOT a secure means of communication. Please refrain from including personal information such as account numbers, Tax ID/Social Security numbers, passwords, etc. We encourage you to maintain contact with us through our Secure Email service, located within Personal Online Banking. Help us keep YOUR personal information PRIVATE!