Will I be charged ATM fees when using my Presidential ATM card?
Unlike most other banks, we do not charge our customers for any domestic ATM/Point of Sale usage. However, many ATM owners apply surcharges for using their ATMs. This surcharge will vary by ATM owner. An International ATM-POS transaction fee (International ATM Cash Disbursement Fee or International Service Assessment Fee (ISA)) will be assessed for use of Visa International ATM or POS terminals (foreign transactions.)
Can I deposit at any ATM?
ATM deposits are limited to Presidential Bank machines only. However, there are several ways to deposit money into your Presidential account.
How much can I withdraw with my ATM Card?
$550 per day for ATM cash withdrawals and $500 per day for Point of Sale (POS) purchases.
How much can I withdraw/purchase with my Visa Check Card?
$550 per day for ATM cash withdrawals and up to $1,000 per day for Point of Sale (POS) purchases.
How can I access all my personal accounts?
You can link multiple accounts to one card. You can access all your accounts with one ATM/VISA Check Card at Presidential Bank ATMs. You can access your primary checking and primary savings accounts at non Presidential Bank ATMs. Call Customer Service at 800-383-6266 (M-F 8 am to 10 pm) to add existing accounts to your ATM/VISA Check Card.