| Presidential Deposit Products..... | ||||||
| Deposit Banking Overview |  |
Deposit Rates | |
Internet Accounts | |
Branch Accounts |
| Commercial Accounts | |
Deposit Account Rules & Regulations | |
Deposit Forms | |
Overdraft Lines of Credit |
How
do I learn more?
Visit a Branch near you.
Features of Commercial Accounts
|
Commercial
Checking
|
Commercial
Money Market
|
|
|
Minimum to Open |
$500 |
$5,000 |
|
Interest Paid |
No |
Yes |
|
Interest Credited |
N/A |
Month-End |
|
ATM Privileges |
No |
No |
|
Minimum Balance to avoid service charge |
$500 |
$1,000 |
|
Check Privileges |
Yes |
Yes |
|
Checks Images Returned |
Yes |
Yes |
|
IRAs |
No |
No |
|
Early Withdrawal Penalty |
N/A |
N/A |
|
Statement Frequency |
Monthly |
Monthly |
|
Compounding Frequency |
N/A |
Monthly |
|
Transaction Limits |
None |
See note* |
|
Special Features |
None |
*May be used to send SWEEPs to commercial checking |
Please also refer to our Schedule of Fees.
*A substantial fee applies for more than six withdrawals by SWEEP
per month. SWEEP privileges are subject to cancellation, if transaction limits
are exceeded more than occasionally.