Presidential Deposit Products.....
Deposit Banking Overview ..%2F: Deposit Rates ..%2F: Internet Accounts ..%2F: Branch Accounts
  Commercial Accounts ..%2F: Deposit Account Rules & Regulations ..%2F: Deposit Forms  ..%2F: Overdraft Lines of Credit

Savings Accounts for Branch Customers

Minimum to Open

$5000

$100

Interest Paid

Yes

Yes

Interest Credited

Month-End

Month-End

ATM Privileges

Yes
Yes

Minimum Balance to avoid Service Charge

$0

$100

Checking Privileges

No

No

Checks Returned

N/A

N/A

IRAs

No

No

Early Withdrawal Penalty

N/A

N/A

Statement Frequency

Monthly

Monthly

Compounding Frequency

Monthly

Monthly

Transaction Limits

None

Special Features

N/A

Please also refer to our Schedule of Fees.

*Banking Regulations limit the number of pre-authorized transfers, telephone funds transfers or internet transfers to your other accounts or third party transactions to six (6) each 30 day period; no more than three (3) can be by check or draft. If you routinely exceed these withdrawal limitations, the bank may close the account.

 


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last updated 05/06/2008 lmm
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