| Schedule of Fees Fees Effective April 3, 2009 |
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| All fees are subject to change. You will be notified 30 days in advance of any change in fees. Read in conjunction with "Deposit Rates", " Account Portfolio", "Deposit Account Rules and Regulations", and other materials for complete disclosure. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| * Other Banks may charge a fee called a "surcharge" for the use of their ATM. Pass-thru transaction fees will be assessed for use of Visa International ATM or POS terminals called an “Int’l ATM Cash Disbursement Fee” or “Int’l Service Assessment Fee (ISA)”. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rev 01/2011 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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