| Presidential Deposit Products..... | ||||||
| Deposit Banking Overview |  |
Deposit Rates | |
Internet Accounts | |
Branch Accounts |
| Commercial Accounts | |
Deposit Account Rules & Regulations | |
Deposit Forms | |
Overdraft Lines of Credit |
Rates are for today,
. Rates have been posted since Monday, May 5, 2008 at 8:00 a.m.
|
Account
Type |
Interest Rate | APY* | |
|
Daily Balance up to $25,000 |
1.98% | 2.00% | |
|
Daily Balance over $25,000 |
1.74% | 1.75% | |
|
Dailt Balance up to $25,000 |
.50% | .50% | |
|
Daily Balance over $25,000 |
.25% | .25% | |
|
Daily Balance under $1,000 |
.25% |
.25% |
|
|
Daily Balance $1,000 and over |
.40% |
.40% |
|
| Money
Market Checking |
Daily Balance under $1,000 |
.50% | .50% |
|
Daily Balance $1,000 to $24,999.99 |
1.00% | 1.00% | |
|
Daily Balance $25,000 and over |
1.98% | 2.00% | |
|
Daily Balance under $5,000 |
.15% | .15% | |
|
Daily Balance $5,000 and over |
.35% | .35% | |
|
Daily Balance up to $35,000 |
2.57% | 2.60% | |
|
Daily Balance over $35,000 |
2.37% | 2.40% | |
|
Daily Balance under $1,000 |
.25% | .25% | |
|
Daily Balance $1,000 to $24,999.99 |
.50% | .50% | |
|
Daily Balance $25,000 and over |
.75% | .75% | |
|
All balances |
.50% | .50% | |
|
All balances |
1.00% | 1.00% | |
|
30 and 60-day maturities |
1.98% |
2.00% | |
|
90-day maturity |
1.99% | 2.00% | |
|
182-day maturity |
2.14% | 2.15% | |
|
One-year maturity |
2.23% | 2.25% | |
|
One-year maturity IRA |
2.23% | 2.25% | |
|
Two-year maturity |
2.23% | 2.25% | |
|
Two-year maturity IRA |
2.23% | 2.25% | |
|
Five-year maturity |
2.33% | 2.35% | |
|
Five year maturity IRA |
2.33% | 2.35% | |
* APY = Annual Percentage Yield
Click here to see our accounts which are ONLY available to our Internet Customers
Note: Super Checking and Checking PLUS require an electronic monthly deposit of $200 or more from payroll, annuity, pension or third-party pre-authorized transfer. Money Market Checking rates are not available for new accounts. See accompanying materials for minimum balances to avoid service charges and other important account terms. Rates are subject to change without notice. Service charge for balances below minimum requirement could reduce earnings on the account. All accounts are variable rate accounts for which the interest rate may be adjusted at any time after the account is opened at the discretion of Presidential Bank; except Certificates of Deposit are fixed rate accounts that have an interest rate which remains fixed during the initial term and (after adjustment) during any renewal term. Substantial penalty for early withdrawals, which may reduce APY. Read in conjunction with Deposit Account Rules and Regulations, Schedule of Fees, Account Portfolio and other materials for complete disclosure.
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1995 - 2008 Presidential Bank, FSB
last updated 05/02/2008 lmm
Member FDIC