Presidential Deposit Products.....
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Personal Checking Account for Branch Customers

Checking PLUS

Minimum to Open

$500

$500

$100

$1500

Interest Paid

Yes

Yes

No

Yes

Interest Credited

Month-End

Month-End

N/A

Month-End

ATM Privileges

Yes-Free

Yes-Free

Yes-Free

Yes-Free
Point of Sale Purchases
Yes-Free
Yes-Free
Yes-Free
Yes-Free

Minimum Balance to avoid Service Charge

$500

$500

$100

$1000

Checking Privileges

Yes

Yes

Yes

Yes

Check Images Returned

Yes

Yes

Yes

Yes
Deposit Images
Yes
Yes
Yes
Yes

IRAs

No

No

No

No

Early Withdrawal Penalty

N/A

N/A

N/A

N/A

Statement Frequency

Monthly

Monthly

Monthly

Monthly

Compounding Frequency

Monthly

Monthly

N/A

Monthly

Transaction Limits

None

None

None

None

Special Features

See note*

N/A

N/A

Your first 25 checks FREE!
See note*

Overdraft protection is available on personal checking accounts. Please also refer to our Schedule of Fees.

*Note:  Super Checking and Checking PLUS accounts require an electronic monthly deposit of $200 or more from payroll, annuity, pension, or third-party pre-authorized transfer.

 


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© 1995 - 2008 Presidential Bank, FSB
last updated 05/02/2008 lmm
Member FDIC